As a trust company, we strive to protect your assets so that you can achieve your goals now and for future generations. Our services can be used individually or in combination depending upon your goals. However, as a fiduciary, we believe that it’s in your best interest to look at your wealth holistically, understanding how both big-picture perspective and small-detail decisions will impact you and your family. We take a responsible approach in everything we do, from planning to administering to investing, to help ensure that your legacy is secure.
Wealth Management Services
Wealth is central to achieving your life goals. Since everyone’s situation is different, we tailor your financial plan and investment strategy to your specific goals, protecting your hard-earned money so that you can live well and sleep well.
We offer these services to build a personalized plan and portfolio designed to leave a legacy:
| Goal Discussion and Risk Assessment | Customized Asset Allocation |
| Financial Plan Development | Individualized Investment Plan |
| Tax and Expenses Analysis | Monitoring and Rebalancing |
For clients who require a more comprehensive wealth management approach, including tax and retirement planning, Darwin Trust brings the power of KLR Wealth Management to the table. The KLR Wealth Management team works in collaboration with Darwin Trust to understand your specific goals and create solutions that best serve our clients. Learn more about the Darwin Trust & KLR Wealth Management collaboration here.
Investment Philosophy
As a fiduciary, we believe we are obligated to manage costs when we invest for you. We therefore use exchange traded funds (ETFs), which have inherently low fees; low-cost mutual funds; and individual bonds to build your portfolio. While no one can control the markets, we can help control costs by taking advantage of the long-term impact of managing the fees and tax implications of investing. As a full-service trust company, we also can assist with individual stocks, commodities, artwork, real estate investments and other tangible assets.
Investment Philosophy
As a fiduciary, we believe we are obligated to manage costs when we invest for you. We therefore use exchange traded funds (ETFs), which have inherently low fees; low-cost mutual funds; and individual bonds to build your portfolio. While no one can control the markets, we can help control costs by taking advantage of the long-term impact of managing the fees and tax implications of investing. As a full-service trust company, we also can assist with individual stocks, commodities, artwork, real estate investments and other tangible assets.
Retirement Planning Services
It’s never too early to plan for retirement. But life can get in the way and we put off planning until tomorrow. No one can predict the future but there are steps you can take today to be better prepared. We can work with you to develop a solid plan. This is where we look to see how IRAs and insurance may help you gain financial freedom in retirement.
Trust and Fiduciary Services
As a New Hampshire chartered trust company, Darwin Trust has full fiduciary powers. With the modernization of New Hampshire trust laws, we can be your trust company of choice, not one solely determined by state lines.
We administer all types of trusts including revocable, irrevocable, charitable and special needs trusts, serving as either trustee or agent to help ensure the proper administration of the trust in accordance with grantors’ instructions.
As a corporate trustee, we perform a vital role in fulfilling your wishes as outlined within your trust, for years or even generations. As trustee, we:
- Provide for the safeguarding and distribution of assets;
- Ensure proper administration in accordance with the terms of the trust;
- Process transactions;
- Collect and distribute income; and
- Generate statements.
Benefits of a
New Hampshire Trust Company
You do not have to be a resident of New Hampshire to take advantage of the flexible and favorable New Hampshire tax laws. Among the key benefits of NH trusts are the tax advantages for non-grantor trusts and overall asset protection provisions. Let us help you understand how to benefit from a NH trust.
Special Needs Trust Services
Through experience and with compassion, we advise on and administer special needs trusts. We understand the unique legal, financial and personal issues that must be addressed with the administration of a special needs trust, allowing us to maximize the public benefits and provide families with peace of mind.
Custody Services
As your custodian, we assume responsibility for the safekeeping of your assets. We also oversee the collection and distribution of income and principal, as well as provide transaction reporting and performance management.
Estate Planning and Settlement Services
Our comprehensive estate service includes a review of your wills and trusts with an assessment of how they meet your legacy goals and an analysis of the tax implications. Our estate settlement services include paying expenses, debts and distributions in accordance with the testamentary document. We take responsibility for collecting, valuing and/or managing the assets. We also can assist with estate tax return preparation.